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New Bern Real Estate Appraisers

When you are purchasing property it is important to know what the fair market value of the property is. A professional Real estate appraisal performed by a qualified, state-licensed appraiser can provide you with an objective, third party opinion of a property's current Market Value.

If you have owned your house for some time and have been paying Private Mortgage Insurance, another reason you might want to have an appraisal is so you can have the Private Mortgage Insurance removed from your loan. PMI is required on most loans when more than 80% of the value of the home is financed. Once you have paid the mortgage down to 80% of the value or less, you no longer are required to continue to have PMI. The only way to prove this is by having an appraisal done.

For more information on PMI
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Reasons you may need a Real Estate appraisal

DIVORCE SETTLEMENT

A divoice will often mean you will have to have an appraisal on any real estate you own jointly.

A divorce can be a particularly traumatic experience for oth parties and is often further complicated by the difficult decision of "Who gets the house?". 

In most divorce cases, the Court won't usually force the parties involved to "buyout" the other party's interest but it may however order the sale of the home so each party gets an equal share of the equity. Regardless of the situation, it's a good idea to order an appraisal so both parties are fully aware of what the true market value is.

If the parties want to sell the home, they'll have a better idea of what price to set. And on the flipside, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.



ESTATE LIQUIDATION

If real estate is sold during the settlement of an estate the probate may require an appraisal.

The death of a spouse or family member is a difficult time in life and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved.

Unlike many wealthy individuals, the majority of Americans do not have dedicated estate planners or executors to handle these issues. Also, in most cases, a home or other real property makes up a disproportionate share of the total estate value.

Here too, an appraiser can help. Often the first step in fairly disposing of an estate is to understand its true value. Where property is involved, the appraiser can help determine the true value. At this point, equitable arrangements can more easily be arrived at among disputing parties. Everyone walks away knowing they've received a fair deal.


HOME IMPROVEMENTS TO ADD VALUE

New Bern NC Real estate

Before you decide to sell your home, there are several decisions to be made. First and foremost: "How much should it sell for?" But don't forget there may be other equally important questions to ask yourself such as "Would it be better to paint the entire house before we sell it?", "Should I put in that third bathroom?", "Should I complete my kitchen remodel?"  Many things which we do to our houses have an effect on their value. Unfortunately, not all of them have an equal effect. While a kitchen remodel may improve the appeal of a home, it may not add nearly enough to the value to justify the expense. Best advice, talk to an experienced Realtor before diving into home improvements. They will give you some guidence on what improvements will yeild the best results.

Below is a list of some of the Certified Real Estate Appraisers in New Bern.

Drew Willis:252 635 2595

Carol Crayton:252 633 4799

Tarheel Appraisals:252 638 8275

Dana Outlaw:252 514 7401

Daniel Cooke:252 637 4400

Tom Barton:252 638 2598

What is my house worth in todays market? Click Here

SELLING A HOME

New Bern Real Estate Appraisers

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price.

An appraiser has no vested interest in what amount the house sells for. It's easy for them to step in and give you the information to help you make your decision.

Appraiser fees are based on efforts to complete the report and not a percentage of the sales price. So seeking a professional appraisal can often help homeowners make the best decisions on investing in their homes and setting a fair sales price.


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Steve Tyson


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New Bern, NC 28560

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